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thurisazsalail said:
I know this by being chronically ill and being in the hospital a LOT before any doctor figured out what was wrong. And an ex who put me in the ICU because you know, that’s what you do when someone breaks up with you or something. ::rolls eyes:: If you have to, change hospitals when possible to continue treatments.
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thurisazsalail said:
Once those bills are lowered, they can often be left to be sent to collections. This will fuck up your credit, yes. But it will ALSO mean that those agencies will offer to settle the bill for sometimes half of the sticker price. They bought it for a quarter or less. Don’t worry about the credit score. You can fix it later.
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thurisazsalail said:
Don’t worry about the ER bills. There are ways to cut those down, especially if you are low-income. They just don’t tell you about it because they figure *someone* will magically give you a million dollars. If possible, have a no-nonsense friend familiar with credit or collections agencies call with you there. Authorize that person to speak on your behalf on speaker phone. Explain having no income and how sick you are. They can negate most bills and lower others.
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